Founder, Trevor Dale, manages portfolios for families preparing for retirement and currently in retirement. Having worked with pension funds and hedge funds previously.

He is looking for the best risk-adjusted returns. What countries, sectors and commodities have the biggest economic protection while also having the biggest potential upside. This is a balancing act and one that needs to be constantly updated. Economies are fluid and should be monitored closely. When there is a material and significant change in the economy then that should be reflected inside your portfolio. You shouldn't have to ask for it to be done, it should automatically be done.

This is why a long term perspective needs to be kept. Markets in the short term don't always reflect the economic realities. Markets fluctuate between the scale of euphoria and panic. A disciplined approach is necessary.

Mr. Dale takes a "top-down" approach to investing. That means that he first looks at the global economy followed by country specific countries, sectors and then individual stocks. It is the "rising tide raises all ships" philosophy that he goes by. Inside of that, how are the sectors reacting and why.

There is a dislocation between the markets and what we experience in real life. The markets will often sell off long before we see the effects in our day to day life. Conversely when the day to day life often looks better, it is the markets that have likely gone much higher well in advance of that realization. The markets are always forward looking and it is discipline and analysis that helps to stay ahead of the curve.

Data is the most important part of investing. The news should be minded but the decisions are based off of the news. Only details that materially affect economics are decisions that should be traded off of.

We (And You) Could Get it Wrong. While Mr. Dale hopes to foresee the most obvious trends, he doesn't pretend to be a know-all guru. While he has the top of industry qualifications and experience, he recognizes that to get outsized performance that he may need to deviate from a typical benchmark. This is intended to do well over the long term and is balanced out with the rest of the portfolio that we not expect to do as well in case we're wrong.

There are many factors to consider when looking at performance. Since all clients have different asset allocations and different requirements from their portfolios, there will be varying performance between each client.

Some factors to consider are the amount of capital allocated to stocks versus bond. Also, what are the returns relative to? What countries and sectors are you looking at? Are you looking for income or total return? How much are you looking to withdraw from the portfolio? What is the tax consequences of each account? What is the time frame of the investments? What is the context of the market performance?

Short term measures of performance can be misleading as there are larger trends at play than day to day or month to month returns. Hiring a firm based purely on past performance can be risky.

I don't sell product or one-size-fits-all solutions. I take the time to understand you and your goals and build tailored investment accounts that meet your desires. I stay up to date on your holdings and keep you updated regularly.

If you have $150,000 or more in investable assets, contact us today to find out today how I can help you become successful in achieving your desired financial future.